Bank of India, Phulchi branch IFSC code
IFSC code
BKID0004785
MICR code
815013521
| Bank | Bank of India |
|---|---|
| Branch | Phulchi |
| Address | AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH |
| City | Phulchi Dist Giridih |
| District | Phulchi Dist Giridih |
| State | Jharkhand |
| Phone | +919430757754 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Before sending money, confirm the IFSC and account number with the person you are paying. If a transfer fails because a branch has merged, the bank returns the money to your account.
Which transfer should you use?
- IMPS: instant, any time, usually up to ₹5 lakh per transfer.
- NEFT: settles in half-hourly batches, any time, no minimum amount.
- RTGS: for ₹2 lakh and above, settles in real time.
Limits and charges vary by bank and account. Check your bank's app for current limits.