Punjab National Bank, Ratnagiri branch IFSC code
IFSC code
PUNB0103810
MICR code
Not published
| Bank | Punjab National Bank |
|---|---|
| Branch | Ratnagiri |
| Address | 2/2AMANGESH SHANTA APT MARUTI MANDIR 415612 |
| City | Ratnagiri |
| District | Ratnagiri |
| State | Maharashtra |
| Phone | +912352223970 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Before sending money, confirm the IFSC and account number with the person you are paying. If a transfer fails because a branch has merged, the bank returns the money to your account.
Which transfer should you use?
- IMPS: instant, any time, usually up to ₹5 lakh per transfer.
- NEFT: settles in half-hourly batches, any time, no minimum amount.
- RTGS: for ₹2 lakh and above, settles in real time.
Limits and charges vary by bank and account. Check your bank's app for current limits.