Lumpsum calculator

Invest once and leave it. Enter the amount, an expected yearly return and the period to see what it could be worth.

Estimated value
₹3,10,585 (3.11 lakh)
Invested₹1,00,000 (1.00 lakh)
Estimated gain₹2,10,585 (2.11 lakh)

Worked example

₹1,00,000 at 12% a year for 10 years grows to about ₹3.11 lakh. At 8% it grows to about ₹2.16 lakh.

Returns from market-linked investments are not guaranteed. This is an illustration, not investment advice.

Questions people ask

What is the formula?

Future value = amount × (1 + r)^years, where r is the yearly return as a decimal.

Lumpsum or SIP?

A lumpsum invests everything at once, so it gains more if markets rise and loses more if they fall soon after. A SIP spreads purchases over time. Many people invest a windfall through a short SIP or a systematic transfer plan.

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Results are estimates for information only, not financial or tax advice. Rates, rules and limits change, so check with your bank, employer or a qualified adviser before you decide.