CAGR calculator

CAGR is the steady yearly rate that would turn the starting value into the ending value. It is the fairest way to compare investments held for different periods.

Compound annual growth rate
14.87% a year
Total growth100.0%
Absolute gain₹1,00,000 (1.00 lakh)

Worked example

An investment that grows from ₹1,00,000 to ₹2,00,000 in 5 years has a CAGR of about 14.87% a year.

Questions people ask

What is the CAGR formula?

CAGR = (ending value ÷ starting value)^(1 ÷ years) − 1.

Is CAGR the same as average return?

No. An average of yearly returns overstates growth when returns swing. CAGR gives the single rate that matches where you actually ended up.

What about SIPs?

CAGR suits a single investment. For regular investments such as SIPs, XIRR is the right measure, because each instalment was invested for a different length of time.

Need help with tax, GST or your accounts?

A tax professional can call you back. Asking is free.

Get help

More calculators

SIP calculatorFuture value of a monthly mutual fund SIP, with optional yearly step-up.Lumpsum calculatorGrowth of a one-time investment over the years.SWP calculatorHow long a corpus lasts with fixed monthly withdrawals.FD calculatorMaturity value of a bank fixed deposit with quarterly compounding.RD calculatorMaturity value of a bank recurring deposit.Post office RDMaturity of the 5-year India Post recurring deposit at the current rate.

Results are estimates for information only, not financial or tax advice. Rates, rules and limits change, so check with your bank, employer or a qualified adviser before you decide.