Inflation calculator

Prices rise every year, so the same goal costs more later. Use this to plan for education, a wedding, a home or retirement in future rupees.

Same thing will cost in 10 years
₹1,62,889 (1.63 lakh)
What ₹1,00,000 (1.00 lakh) will buy then, in today's money₹61,391

Worked example

Something that costs ₹1,00,000 today will cost about ₹1.63 lakh in 10 years at 5% inflation. Put the other way, ₹1,00,000 then will buy what about ₹61,391 buys today.

Questions people ask

What inflation rate should I use?

RBI aims to keep consumer price inflation at 4%, within a band of 2% to 6%. Education and healthcare costs have often risen faster than general prices, so many planners use 6% to 10% for those.

What is the formula?

Future cost = today's cost × (1 + inflation)^years. What money will buy, in today's terms = amount ÷ (1 + inflation)^years.

Need help with tax, GST or your accounts?

A tax professional can call you back. Asking is free.

Get help

More calculators

SIP calculatorFuture value of a monthly mutual fund SIP, with optional yearly step-up.Lumpsum calculatorGrowth of a one-time investment over the years.SWP calculatorHow long a corpus lasts with fixed monthly withdrawals.FD calculatorMaturity value of a bank fixed deposit with quarterly compounding.RD calculatorMaturity value of a bank recurring deposit.Post office RDMaturity of the 5-year India Post recurring deposit at the current rate.

Results are estimates for information only, not financial or tax advice. Rates, rules and limits change, so check with your bank, employer or a qualified adviser before you decide.